driver insurance?
03-22-2007, 10:53 AM
#4
Instructor
Thread Starter
OK, I asked for that!
I would like to insure my Corvette so that I can drive it everyday. Will you please give me information on which insurance company you use for daily unrestricted driving?
Thanks.
I would like to insure my Corvette so that I can drive it everyday. Will you please give me information on which insurance company you use for daily unrestricted driving?
Thanks.
03-22-2007, 10:54 AM
#5
Safety Car
Member Since: Nov 2000
Location: Clinton Township MI
Posts: 4,750
Received 120 Likes
on
99 Posts
Cruise-In III Veteran
xsray,
YUP! Haggerty coverage allows me to drive her any day. They do frown on you taking her back and forth to work...as a daily driver, principal means of transportation.
Jim
YUP! Haggerty coverage allows me to drive her any day. They do frown on you taking her back and forth to work...as a daily driver, principal means of transportation.
Jim
03-22-2007, 11:06 AM
#7
Safety Car
Yup, same sort of deal as 6T5RUSH only with Farmers Insurance Group.
No danger of me driving back and forth to work, no job, retired.
Like CaveCreekChump stated if you have all your insurance with one company your agent will get creative.
State Farm was my previous insurance but after a rash of claims on my part they wanted to drop the Vet. I had been with them for 20+ years. Agent was sad
when I dropped all my policys (house & 4 cars) and went to Farmers.
No danger of me driving back and forth to work, no job, retired.
Like CaveCreekChump stated if you have all your insurance with one company your agent will get creative.
State Farm was my previous insurance but after a rash of claims on my part they wanted to drop the Vet. I had been with them for 20+ years. Agent was sad
when I dropped all my policys (house & 4 cars) and went to Farmers.
03-23-2007, 10:10 PM
#8
Burning Brakes
Member Since: Dec 2002
Location: Hasbrouck Heights NJ
Posts: 1,062
Likes: 0
Received 4 Likes
on
3 Posts
I would be concerned about the value using a regular insurance company. With Haggerty I have agreed value, something real bad happens I know what I will get. Do the standard insurance companies understand collector car market or will they pay based on used car rates? A 40 year old car would pay basically nothing.
03-23-2007, 10:16 PM
#9
Le Mans Master
I would be concerned about the value using a regular insurance company. With Haggerty I have agreed value, something real bad happens I know what I will get. Do the standard insurance companies understand collector car market or will they pay based on used car rates? A 40 year old car would pay basically nothing.
I rate insurance agents; one step above used car salesmen or three above lawyers.
03-23-2007, 10:29 PM
#10
Melting Slicks
As just stated, it is of utmost importance to have an agreed value in case of the worst thing that might happen. Anyone using their normal car carrier might want to carefully read the policy as many people have been burned on this in the past. Camaro.net has had some excellent threads concerning this subject and it might be worthwhile but again, be weary using your everyday carrier as agreed values are not the norm.
Anyone using their normal car carrier might want to carefully read the policy as many people have been burned on this in the past. Camaro.net has had some excellent threads concerning this subject and it might be worthwhile but again, be weary using your everyday carrier as agreed values are not the norm.
03-24-2007, 02:13 AM
#11
Burning Brakes
The Autoclub will cover classic cars as part of their regular policy, witha a stated replacement value, which is what I have always done...they did just come out with a special policy for classic cars and it sounds pretty good, no limits on driving from what I could tell from the brochure.
Darren
Darren
03-24-2007, 07:27 AM
#12
Melting Slicks
Go with Hagerty,i have all our vettes with them easy to deal with.
03-24-2007, 11:27 AM
#13
Le Mans Master
Member Since: Nov 2003
Location: Maryland
Posts: 5,661
Received 614 Likes
on
369 Posts
St. Jude Donor '05, '09, '15
One thing to keep in mind is some insurance is based on the type of tags used. It is that way in Maryland. Then the type of tag may dictate if vehicle inspection is required. We all want them safe but I do have front bumpers. Won't pass MD state inspection for a standard tag. Historic tags don't require state inspection. With historic tags I can get a reduction in insurance rate. So Historic tags and matching insurance through my regular insurance, State Farm. I also have an agreed value.
03-24-2007, 11:51 AM
#14
Le Mans Master
03-24-2007, 12:15 PM
#15
Team Owner
Member Since: Oct 2000
Location: Washington Michigan
Posts: 38,899
Received 1,859 Likes
on
1,102 Posts
The Autoclub will cover classic cars as part of their regular policy, witha a stated replacement value, which is what I have always done...they did just come out with a special policy for classic cars and it sounds pretty good, no limits on driving from what I could tell from the brochure.
Darren
Darren
If you have a classic car and don't have AGREED value coverage, you're under-insured, and are completely at the mercy of the insurer in terms of what they'll pay you for a total loss.
