Best specialty insurance?
10-09-2008, 09:20 PM
#1
Burning Brakes
Thread Starter
Best specialty insurance?
Howdy,
I'm searching around for specialty insurance to stick my Z06 under.
Who all are yall using for insuring your highly modified/race cars?
Are they easy to work with?
I'm trying to gather opinions and experiences for what to do. The car only needs to be insured when garaged, trailered, and for the very few street miles it sees.
Thank you all for your input
I'm searching around for specialty insurance to stick my Z06 under.
Who all are yall using for insuring your highly modified/race cars?
Are they easy to work with?
I'm trying to gather opinions and experiences for what to do. The car only needs to be insured when garaged, trailered, and for the very few street miles it sees.
Thank you all for your input
10-09-2008, 10:04 PM
#2
Racer
Member Since: Dec 2003
Location: Ft Lauderdale Florida
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Race Car & Race Team Insurance AGENT
Call me tomorrow at my insurance office and I'll get you a quote.
As an example I have my C5R insured with an Off-Course race car policy for a total value of $150,000.00. It covers my 2 race engines, a LS2 600HP $15K& a LS3 700HP $25k, my $30,000.00 Pace trailer, my $75,000.00 C5R chassis, $5k for spares, a golf cart and tools all for just $2,200 a year with a Replacement Cost Policy. You insure all items to the value it would cost to replace them and they will pay that value if there is a total loss on any or all items.
All items are covered while in storage (fire, theft & hurricanes, etc), while in-transit for fire & collisions, and for hurricanes. All items covered while in the trailer, in any shop, in the race track paddock area, just not while the race car is under its own power.
Call BUZZ
OFFICE # 954-583-5558
As an example I have my C5R insured with an Off-Course race car policy for a total value of $150,000.00. It covers my 2 race engines, a LS2 600HP $15K& a LS3 700HP $25k, my $30,000.00 Pace trailer, my $75,000.00 C5R chassis, $5k for spares, a golf cart and tools all for just $2,200 a year with a Replacement Cost Policy. You insure all items to the value it would cost to replace them and they will pay that value if there is a total loss on any or all items.
All items are covered while in storage (fire, theft & hurricanes, etc), while in-transit for fire & collisions, and for hurricanes. All items covered while in the trailer, in any shop, in the race track paddock area, just not while the race car is under its own power.
Call BUZZ
OFFICE # 954-583-5558
Last edited by Racer Buzz; 10-09-2008 at 10:08 PM.
10-10-2008, 07:53 AM
#4
Racer
Member Since: Dec 2003
Location: Ft Lauderdale Florida
Posts: 323
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It's considered an Off-Course Race Car / Race Team policy for race cars not for combo street/track cars. No coverage for the race car while under its own power. Mainly designed for 24/7 coverage for all kinds of issues including Transit & Storage related losses just like the big race car teams have on all their racing cars and equipment.
BUZZ
BUZZ
10-10-2008, 11:37 AM
#5
Burning Brakes
Thread Starter
Thank you Racer Buzz,
I'll hopefully get some papers in order and give you a call today;
I'm on the fence however to move the car off of street registration. If I pick up a C6Z or another fun car here shortly (I'm vulturing the used car market); then definitely. If not, then I'll be looking for a policy that would allow limited street miles.
I'll hopefully get some papers in order and give you a call today;
I'm on the fence however to move the car off of street registration. If I pick up a C6Z or another fun car here shortly (I'm vulturing the used car market); then definitely. If not, then I'll be looking for a policy that would allow limited street miles.