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C8 insurance ???

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Old 02-05-2020, 02:24 PM
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HRT
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Default C8 insurance ???

Has anyone gotten a quote for the C8 yet.. If so how does it compare to the C7's insurance cost ..
Old 02-05-2020, 02:27 PM
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Sin City
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I'm just guessing here but I imagine its not much different. The reason is the cost is about the same and the risk and market is about the same. The only issue may be the cost or repair but my thinking is its not much different either.

That being said --- nothing is ever "less". Never waste a good crisis.
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Old 02-05-2020, 02:27 PM
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ChromeBumperGuy
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Not yet. I called my agent this week and they used a 2019 GS to estimate a C8 cost. They even called their underwriter and nothing yet in their system. This was for AutoOwners.
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Old 02-05-2020, 02:35 PM
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RogerRamjet21
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I got a quote from the Corvette Museum where I have my C6 insured and it was very reasonable.
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Old 02-05-2020, 02:45 PM
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BIG Dave
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Probably just as it’s been for every new generation change - slightly higher rates. Nothing to get worried over.
Old 02-05-2020, 03:01 PM
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Desmtg
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I have AllState and the quota on my C8 based on window sticker with the exact same coverages as my 2017 Grand Sport is less than $50 higher.
i have a printed quota from them and also got one from Geico.
Old 02-05-2020, 03:15 PM
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rponfick
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I'll also go with the Corvette Museum, which I have on my C7. Strangely enough, they even cover my Shelby Cobra kit, and at a good rate.
Ralph.
Old 02-05-2020, 03:19 PM
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Strake
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I have received a quote from my insurance company, USAA, very similar pricing compared to our '17 3LT Grand Sport. Maybe $20 more every 6 months.

Last edited by Strake; 02-05-2020 at 03:19 PM.
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Old 02-05-2020, 04:02 PM
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Cenzoooo
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I got a quote from NCM for the C8 and my 2006 TJ of $1800 per year. Mind blown.
Any other NY Corvette owners use them?
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Old 02-05-2020, 04:07 PM
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jackfrostpdx
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I have multiple quotes and it's virtually the same as a C7.

The HTC is ~$20/month more.
Old 02-05-2020, 04:11 PM
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Walt White Coupe
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You will never know what it's really going to cost until you give your insurance company the VIN number.
Old 02-05-2020, 05:28 PM
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sly1
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Originally Posted by Strake
I have received a quote from my insurance company, USAA, very similar pricing compared to our '17 3LT Grand Sport. Maybe $20 more every 6 months.
Since there is no accident/theft data on the C8, the default has to be the prior model.
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Old 02-05-2020, 08:06 PM
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breakskeet
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Gave my insurance company the VIN number of a CTF vehicle I am considering that was built on 1/23. It is currently 4B00(bayed). I was pleasantly surprised! I'm in Florida and it was less than $750 for 6 months and that is a new policy with no discounts like I have on my older policies.
Old 02-05-2020, 08:19 PM
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RogerRamjet21
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Originally Posted by breakskeet
Gave my insurance company the VIN number of a CTF vehicle I am considering that was built on 1/23. It is currently 4B00(bayed). I was pleasantly surprised! I'm in Florida and it was less than $750 for 6 months and that is a new policy with no discounts like I have on my older policies.
You should call the Corvette Museum, you can probably do better. It depends on certain things like it must be in a secure environment when not in use (like a garage) and they have prices for different miles per year driven. My policy will be the same as my 2008, which is less than 6000 miles per year. For my C8, if I choose 0 deductible, it would be about $982.00/year or with $500.00 deductible, about $781.00/year. If you want to take it to work occasionally (I'm retired now), then add $75.00 to each of those. Allstate was charging me $1400.00/year for my C6 before I changed to the NCM policy.

Last edited by RogerRamjet21; 02-05-2020 at 08:28 PM.
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Old 02-06-2020, 06:33 AM
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90sundevil
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I just got on Geico online and they gave me a quote of $900 a year with a 1k deductible 300/500.
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Old 02-06-2020, 09:17 AM
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Walt White Coupe
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^^^
I did that with GEICO (Had them for 40 years) before I got the VIN for my C7. Their increase seemed normal for a new car versus my older C6. Then when I had the VIN and contacted GEICO the price escalated to over $1000 more per year. I dropped them like a hot potato and moved to Travelers and cut my cost to 1/3 of the GEICO price for more coverage.
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Old 02-06-2020, 09:53 AM
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rrsperry
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Just remember, what YOU pay for insurance has ABSOLUTELY NOTHING to do with what someone else is going to pay. Coverage levels, deductibles, other insurance products, how the company handles claims, your credit score, (yes, they do look at that too), driving history, claim history... Probably the biggest factor is where you live, down to zipcode.

If I tell you have have full coverage, (100/300/100) limits, uninsured, medical payments, rental, roadside assistance, $3000 for accessories, ($0 ded) $1000 deductible, a $3million dollar liability umbrella, and pay $872 a year for the C7. That's only part of the story... I have 5 cars, 2 motorcycles, an ATV, homeowners, and a supplemental jewelry and electronics rider, and business insurance with the same company. My total insurance bill is about $5,000 a year... Funny, how my wife's one year newer Kia cost more to insure than the C7.

And no, I'm not worried about how much the C8 will be...

Oh, and if you don't have a liability umbrella, you are an idiot.

Last edited by rrsperry; 02-06-2020 at 09:54 AM.
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Old 02-07-2020, 10:22 AM
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Originally Posted by rrsperry
Just remember, what YOU pay for insurance has ABSOLUTELY NOTHING to do with what someone else is going to pay. Coverage levels, deductibles, other insurance products, how the company handles claims, your credit score, (yes, they do look at that too), driving history, claim history... Probably the biggest factor is where you live, down to zipcode.
Exactly right.
Old 02-07-2020, 10:53 AM
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sly1
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Originally Posted by rrsperry
Just remember, what YOU pay for insurance has ABSOLUTELY NOTHING to do with what someone else is going to pay.
Originally Posted by rrsperry
Coverage levels, deductibles, other insurance products, how the company handles claims, your credit score, (yes, they do look at that too), driving history, claim history... Probably the biggest factor is where you live, down to zipcode.

If I tell you have have full coverage, (100/300/100) limits, uninsured, medical payments, rental, roadside assistance, $3000 for accessories, ($0 ded) $1000 deductible, a $3million dollar liability umbrella, and pay $872 a year for the C7. That's only part of the story... I have 5 cars, 2 motorcycles, an ATV, homeowners, and a supplemental jewelry and electronics rider, and business insurance with the same company. My total insurance bill is about $5,000 a year... Funny, how my wife's one year newer Kia cost more to insure than the C7.

And no, I'm not worried about how much the C8 will be...

Oh, and if you don't have a liability umbrella, you are an idiot.
Two co-workers of mine have Audi A4s. The cars are nearly identically equipped and they both drive around 14K miles per year. They are both insured with Geico and have identical coverage.There's just one variable: one lives in the city and the other in the county. The one who lives in the city pays $350 a year more for his auto insurance. To make matters worse, the city resident is only a 1/4 away from the county line.
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Old 02-07-2020, 11:28 AM
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I got a quote on an 2019 just to get a reference point. It was about $1200 per year thru Allstate with $1,000 deductible. I'm going to have to requote as soon as I get a vin number. I'm hoping it's not more than 15 or 20% more for the new car.


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