Metraman

So it looking like my ZR1 is about to get wet in Fort Myers Beach. Has anyone got a idea how the insurance company's determine a value?
Man this is bumming me out.
Thanks

3monkeys

Wow!, I really never thought about his... it's always flash floods here... but you have time.
Mmmmmm, I would duct tape all cabin seams, the muffler tips, remove the air intake and tape the throttle body... oh, and the cabin air filter.

09Z06pj

Get the car out of there. If nothing else, get it to a service station, repair facility etc. and pay somebody to put it on a lift and raise it as high as it will go. You still have time to do something. Got to at least try!

stefuel

I've seen Z06's at auction with salvage flood titles and the water was only up to the rocker panels. Carpets wet, seats not.

Metraman

I've reach out to everyone I know they've all left town. Hopefully my insurance will give me first shot at it.

reasonable suspicion

Why didn't you drive it out of there a week ago

OVR60

It depends on the city where the policy was written. Many snowbirds leave cars in their summer Florida homes and the polices where taken out in the cities of their winter homes.

homerandabe69

Your car's value will be based off of comparable cars in the area pre-damage. If similar year and mileage ZR1s sold in the area recently for $50k, and yours was in similar condition, yours will be valued around $50k. Most insurance companies will not pay out for modifications unless coverage is specifically stated.

Metraman

Thats the info I was looking for.
Thanks

RamAir972003

Well hope everything works out and hope the insurance doesn't give you a hard time they can always say why didn't you plan and they might low ball you hopefully yu can figure something out good luck...

choppychop

Only 4684 built. Thats a shame...

Gary '09 C6

...and CAC lists 7 destroyed.

OP, we all feel for you...maybe the car & you will get lucky.

DWRAT

If nothing else jack it up where it is as high as you can and take pictures.
It may save your car or at least show you tried.
Good luck.

Metraman

If I were there to jack it up I'd have driven away. There's isn't anyone at my condo to even talk too. One neighbor I did ask Friday to move it left town when I told him it had moved to the west side. He was planning to ride it out. So much for neighbors.

stefuel

I know Longboat Key had mandatory evac and you're further south. Last time I looked at the radar, the eye looked to be heading for Naples.

Mr. Gizmo

Some of the tv reporters seem to be broadcasting from high rise building garages 2 or more stories up. Can you get your car to one of these areas? If it gets flooded I do not think the damage would be more then a 1/3rd of the value of the car. You might be able to get it properly fixed if the flooding is minor up to the floor board but not above the seat butt cushion .

Metraman

Looking at the local weather broadcast this morning I'm in good shape. So I'll have something to drive at Christmas

HottubChampion

I've got my 2009 insured through Grundy Worldwide and have its value set to $67k. You pay based on the amount you want the car insured for within reason. You can name any price but they will then need you to provide justification for the value. Also the cost is half of what my yearly premium was through my regular insurance company. Might be worth taking a look.

Bgreenard

Great News

09Z06pj

Dodged a bullet for sure. Glad that thing wasn't as bad as they thought it was going to be.

On another note: Hey Gary, hope things turned out as well for you down there.