Originally Posted by jcosta79

I'm not really sure why it bothers some people so much when other people in "inferior" cars want to have some fun with them.

I'm sure if the OP had met up with a Veyron SS his post would have been much different. I'm sure he would have been writing about what an awesome experience it was to run through the gears next to such a cool car.

But then maybe the owner of the Veyron would be on the Buggati forums posting about some d-bag in a Chevy wanting to race him.

My point is, being a car enthusiast should not be some exclusive club that only those few who have enough money to afford "exotic" cars can be a member of. Everyone should be able to have fun and enjoy their cars.

I mean, really, was it so bad that a kid in a Lancer wanted to see how fast your car really is? I'm sure it doesn't happen all the time. If you would have just punched it for 2 gears and then let off the gas, you probably would have made the guy's day. And be honest, don't we look for any little excuse to exercise our cars anyway?

Originally Posted by ub2slow2

I probably will keep it longer than I normally would keep a car. Normally it's 2 years maybe 3. Only way I will get rid of it is if they come out with a better and faster ZR1 C7. They tone it down then I more than likely will keep this beast. I don't really care if you need to keep it long term for the financing deal to make sense and pay off. Bottom line I like taking the 0% money and leaving my cash in investments to make some real money.

Originally Posted by Russell ZR1

i've kept cars for awhile that i didn't think i would, then i sold cars sooner then i thought i would, either way Free money is Free money,
when the government drops prime to 0% there is a reason for it, and people take advantage of it even if they need the money or not, it's free.

true if i took the money and put into a IPO, and watch it grow and if i got lucky after a few years, i could probably buy Tahiti, but this what some of us did with the 0% because we know free money is free money.

You have to remember too that with todays tighten belts, they, (whomever your finance institution will be),isn't going to give you this type of loan for an auto unless you have your finances squared away, they will make sure you can afford it before they turn over the keys..

it' not like it was 5 to 6 years ago when a person could walk out with a 500K loan with a FICO of 530 and no proof of income.

Lancer, i put this in there so at least i was responding to the OP topic

Originally Posted by Racer

Look I by some of the reasons for taking the 0 percent but come on, it isn't free. It costs you about $2000+ to take the 0%, that is not free. GM doesn't do things for free. But hey, keep telling yourself that, maybe if you say it enough you will believe it.

Originally Posted by BT ZR1

I can put my money on the street and earn 10% per annum on a 100k = 10k per year x5 years = 50k less taxes , net 30k to me, less 2k for the "cost" of borrowing at zero = 28k in my pocket. What am i missing here?

Originally Posted by ub2slow2

$2,000 is what it costs for the free money? Let's see, that can be made in a very short time with $108,000 in stocks, mutual funds or in rent from real estate. Actually if you look at it very realistically you can probably make $20,000 or $25,000 while using their free money.

I bet if you asked 100 accountants or investment analysts if you should write a $108,000 check for a ZR1 or finance $110,000 at 0% for 7 years 100 of them would tell you to pay a little more for the car at 0% interest and put your cash to work. Actually they would probably tell you to go buy a Lancer lol

Originally Posted by kageryu311

Wow this thread got derailed rather quickly.

Originally Posted by Racer

What are you talking about, it was derailed right from the start, let me spell it out for you....LANCER.

Originally Posted by ub2slow2

$2,000 is what it costs for the free money? Let's see, that can be made in a very short time with $108,000 in stocks, mutual funds or in rent from real estate. Actually if you look at it very realistically you can probably make $20,000 or $25,000 while using their free money.

I bet if you asked 100 accountants or investment analysts if you should write a $108,000 check for a ZR1 or finance $110,000 at 0% for 7 years 100 of them would tell you to pay a little more for the car at 0% interest and put your cash to work. Actually they would probably tell you to go buy a Lancer lol

Originally Posted by BT ZR1

I can put my money on the street and earn 10% per annum on a 100k = 10k per year x5 years = 50k less taxes , net 30k to me, less 2k for the "cost" of borrowing at zero = 28k in my pocket. What am i missing here?

Originally Posted by range96

You're missing the extra cost of paying the loan. You have to reduce your 100K seed money as you withdraw money from it to pay the loan (principal + interest).

Originally Posted by SLK1Z

Down right ignorant
I say that because most people cannot afford a ZR1 or equivalent... and you feel the need to bash them. You are the type that I love to embarrass with my "UGLY rice burner"... I have had a number of "UGLY rice burners" that could beat most Z06's and keep up to ZR1's except above 150
Either way, it would be nice for people to embrace the car culture in every form it comes in whether it be a Corvette, Mustang or Lancer...

my rant over.

Originally Posted by DebRedZR1GSVert

I am missing how you are getting a 10% return-care to share