Cost for good driver's insurance
#41
USAA is the best out there. I'm with them also, I've had them for the past 10 years. I have 3 cars, my house with them and I'm 33yrs old. I'm paying around $800 a year with a $250 deductible.
#42
Race Director
Member Since: Oct 2004
Location: Virginia Bch VA
Posts: 10,516
Likes: 0
Received 2 Likes
on
2 Posts
Cruise-In VI Veteran
Cruise-In VII Veteran
St. Jude Donor '06
Me too
Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.
I'm not going to question it, but I thought I'd ask the forum:
What are you paying a year for insurance with No tickets & no accidents?
Thanks,
Al
I'm not going to question it, but I thought I'd ask the forum:
What are you paying a year for insurance with No tickets & no accidents?
Thanks,
Al
I'm in VA and have USAA also. That's about what I am paying.
Really depends on your State. Let's hear from the NJ guys!! CF Member last week stated 25 yr olds in NJ were paying $6-10,000 /yr.
USAA is now open to enlisted military as well. That was phased in about 5 years ago.
#43
Le Mans Master
Member Since: Apr 1999
Location: Huntington Beach California
Posts: 7,818
Likes: 0
Received 102 Likes
on
85 Posts
Originally Posted by SilverCoupe
$957 per year from GEICO. Retired, no tickets or accidents in 25-30 years. No other insurance with them, just 2 autos. Quoted price is for C6 only.
Location has a lot to do with rates as well as individuals being insured.
Location has a lot to do with rates as well as individuals being insured.
#44
Drifting
Anybody who has access to USAA should do it. I just got a rebate check for $353.00. 2 cars in the "performance category" and an SUV all under full coverage, plus ACV insurance on the house.
#47
Insurance
Originally Posted by Gov'sGuy
I got a USAA insurance quote of $620/yr for my wife and I; no tickets, no accident, Home, life & umbrella policy with USAA. But even so reading the threads this looks too low for a 50K+ car.
I'm not going to question it, but I thought I'd ask the forum:
What are you paying a year for insurance with No tickets & no accidents?
Thanks,
Al
I'm not going to question it, but I thought I'd ask the forum:
What are you paying a year for insurance with No tickets & no accidents?
Thanks,
Al
Dolen
#48
Instructor
Member Since: Jan 2010
Location: Calgary Alberta
Posts: 115
Likes: 0
Received 0 Likes
on
0 Posts
Up here I'll be paying $954 a yr with $1000 ded. I will also check into special ins [ same as my Challenger & Firebird $ 247.00 & 196.00 yr respectively] Kinda the same a Haggarty ins in the states.
#50
Burning Brakes
Hey Folks:
Massachusetts -
2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.
Total for the year about $452.....
I also have 3 other vehicles and my house with the same company.
Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
Massachusetts -
2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.
Total for the year about $452.....
I also have 3 other vehicles and my house with the same company.
Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
#52
Hey Folks:
Massachusetts -
2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.
Total for the year about $452.....
I also have 3 other vehicles and my house with the same company.
Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
Massachusetts -
2006 Corvette Convertible
Less than 5,000 miles per year.
$300 deductible
All the safe driver credits plus the low annual mileage.
Total for the year about $452.....
I also have 3 other vehicles and my house with the same company.
Last year in Massachusetts they opened up the auto insurance to competition and I found that the rates are more competitive than they had been in the past...
#53
Team Owner
State Farm, good driver, no tickets, no accident's etc, Home, four cars, umbrella, etc, old fart's discount, single. $564.60/yr for the 2009 Z06. For your location, your quote seems about right.
#55
Burning Brakes
Member Since: May 2006
Location: Cary North Carolina
Posts: 867
Likes: 0
Received 0 Likes
on
0 Posts
Hard to compare apples to oranges. Premiums depend on liability coverage levels, and deductible levels, plus if you have extras like uninsured motorist (the other guy hits you), medical and such. The premium $ amounts themselves throw loosly about are for the most part meaningless.
#56
Melting Slicks
Sacramento is not the lowest nor the highest rated in the State. I lived there for a few years and I have found
the areas rates, based upon zip code, age, and what you drive to be middle of the road. Bay Area could be higher but I am in San Diego now and this area is fairly low.
I am certain that you have discovered by now that no one can compare exactly with your rates. The best you can expect is to come close. It looks like you are fine
with what you have.
the areas rates, based upon zip code, age, and what you drive to be middle of the road. Bay Area could be higher but I am in San Diego now and this area is fairly low.
I am certain that you have discovered by now that no one can compare exactly with your rates. The best you can expect is to come close. It looks like you are fine
with what you have.
#57
Le Mans Master
Member Since: Feb 2008
Location: S.F. Bay Area CA.
Posts: 5,188
Likes: 0
Received 3 Likes
on
3 Posts
52, Married, clean record, multi car, S.F Bay Area
BIL - 100K/300K
PDL - 100K
Med Pay - 25K
Unins - 100K/300k
Comp - 100 Ded
Coll - 500 Ded
rent - 45/day
Premium $302.90/6 mo., or $605.80 ann.
Geico
#58
Team Owner
Member Since: Oct 2004
Location: San Clemente CA
Posts: 27,420
Likes: 0
Received 59 Likes
on
48 Posts
71 here, never had an accident or ticket. I'm with AAA and paid $725 per year last year. I shopped around a few months ago and USAA was several hundred dollars more.
Last edited by VET4LES; 08-18-2010 at 03:43 PM.
#59
state farm here. been with them since 1968 - 62 years old - last moving violation was in 1986 (the last one that i was caught at - ). of course, no kids at home, full coverage - standard 100/300/100 thing w/ 500 ded collision, 0 ded on comp, uninsured motorist - multi-car + house -- $224/half . my 90 corvette (daily driver) is less than $150/half - same coverage
Last edited by Joe C; 08-18-2010 at 03:36 PM.
#60
Burning Brakes
Member Since: Aug 2007
Location: westport ct & port st lucie fl.
Posts: 892
Likes: 0
Received 1 Like
on
1 Post
I'm 70 myself and can say both my wife and I have never had an accident, but no tickets man? You ain't half trying!
Seriously, I haven't had a ticket in over twenty years. Just in case an insurance agent is reading this.