2019 ZR1

My business partner just bought a GT500 and when he added it to his insurance through Geico it was crazy. He got pi$$ed off and called Allstate. They were cheaper so he called Geico back to cancel . They lady tried like hell to get him to stay with them but he didn't want to hear it. Well after hearing what he went through it gave me idea. I called Geico because I use them also. I told them I was calling to cancel and they put me on hold for 2 minutes and came back on the line only to tell me about a way I could save a bunch of money on my insurance. She told me they could run what they call a insurance credit report and probably save me money. I told her to run it. She did and it saved me a little over $600.00 for 6 months for my 3 vehicles. (2014 Grand Cherokee SRT 2013 Z06 2014 Ford Escape) So $1200.00 for a year. I told my wife we could get another vehicle now because I saved this money. Lol

ruxvette

What the hell were you thinking?

mgrenwic

LMAO, agreed.

2019 ZR1

I'm telling you guys you should check into it..

raspyc6

haggling for the win

AngelDeath

I saved $2,400 a year switching from State Farm to Geico. And I have a perfect record, sometimes you have to shop around.

DriveCorvette

I had Allstate for years. Geico saved me over 60% as well.

funymuny

Comparison shopping is how things should work. Not fun but necessary. Two homes, four cars, boats, waverunners, umbrella insurance, uninsured motorist coverage...I shopped State Farm against USAA last year. On over $5k of total premium SF was about $200 less. Higher on some and lower on others. Not worth switching and losing all the credit and goodwill from having been a SF policyholder for over 25 years.

Insurers are increasingly looking at credit profiles to help determine premium rates...it says something about a person. Just a factor.

timd38

I have State Farm and don't pay that much for four cars now. I pay $197 a month for 06 Corvette, 10 Acura, 11 Dodge pickup and a 14 Escape.

I am 59 and credit is 790, I think that helps, plus over 25 years with them.

2019 ZR1

I think some of you guys are missing the point here. What I'm saying is that No matter who you are with tell them to run a insurance check on you. Tell them that you got a better quote somewhere else but don't tell them what it is until they tell you what they can do. Then compare it to what you have.. Good luck guys!!

Supercrewbear

I've had my insurance with Oklahoma Farm Bureau for about 27 years. I have three cars and a pickup on my policy plus they have my house insurance too. All four vehicles are around $1000 every six months for full coverage. Every couple of years I've done the online quotes with Geico, Progressive, etc. and they have always been WAY higher than what I'm paying - typically just a little over twice as high for six months. I've got good credit and zero incidents on my driving record. Several years ago my agent with OFB asked to do a credit check on me for my insurance - it saved me enough at the time that it was like I was getting four for the price of three. I have no complaints.

ptroxx

Dado5

i pay $50 a month thru nationwide for 12 GS. I called dif companies and no one came close to nationwide.

Garibaldi

Try living in MA where the insurance market is heavily regulated and insurance for my '11 GS and '97 Mazda R Package is $2000/year. And I live in a little dirtbag city in the western part of the state.

whit1

I agree we get screwed here in Ma, and on a lot of stuff to boot

Just another reason I was in Az looking at homes last week

05_Z51fanatic

Hi guys,

I was hoping to shed some light on the insurance info, or maybe just restating what you guys have discussed, but credit history plays a major factor in prices for auto at least through SF. Been working for over 2 years now selling the auto business at SF and it can be a difference of $20-$40/month for just one car alone. Do the math on that but if you have multiple cars that number can add up quick.

Basic overview with SF, you can be placed in either Mutual or Standard company. Mutual gets you the best rates and leads to some pretty sweet discounts. Standard can still be good depending on what state you live in (sorry MA, we don't write new business in that state!)

The biggest difference between the 2 placements is credit. You can have a great driving record but poor credit and only qualify for Standard, but someone who also has a clean driving history AND good credit will almost certainly get you a Mutual company placement.

I work in the call center, so I'm basically "Jake.........from State Farm."

Dado5

What are you wearing Jake?

05_Z51fanatic

........................................ ........................................ ........................................ ........................................ ........................................ .................... khakis. damnit

pokerpro

I guess I'm in a different position than most here. I have an agreed value amount of $70.000 to insure my Z with Progressive. My premium annually is $1,600 which means if my car gets stolen, totaled, burned to the ground or whatever, they will stroke a check for $70,000 provided I produce receipts for the mods (which of course I have).

ptroxx

don't forget about hagerty,,,,,They were awesome for me with my C3 and they had to pay out a 100k claim for me and didn't raise my rates then.....with agreed value on my C3