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Advice from the pros needed

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Old 04-22-2014, 02:10 PM
  #21  
old stingray
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Originally Posted by P0234
Imagine that, the dealer SELLING it said it has no issues and the other buyer is going to pay full price. Unless its at KBB wholesale, no other dealership is going to pay close to "full price."
That is total bill$hit,if a dealer is buying from another dealer it's usually at wholesale price. This is a tactic to get you to buy quick at asking price. I would drive and see/buy in person if at all possible. Good luck
Old 04-22-2014, 02:56 PM
  #22  
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It has Bridgestone Potenza Poles...quite an improvement from the Goodyears.
Old 04-22-2014, 03:49 PM
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Originally Posted by Corvettelove
All I had in mind was a full width spoiler, tinted windows, clear bra and slash guards. That's why I was gonna do the down payment. I don't race at all. I had a cammed trans am that I sold to prepare for this.
That's a good decision, why be broke just to put on "mods". 5K knocks a good year off payments in most cases.
Old 04-22-2014, 06:30 PM
  #24  
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Gotta talk to my bank tomorrow to see what I got per approved for. How much does ur credit score affect the deal if at all? Mines 788
Old 04-22-2014, 06:47 PM
  #25  
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You can always post in the regional section and have one of the great folks here have a look at the car for you as I did. Good luck.
Old 04-22-2014, 11:07 PM
  #26  
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The price is right - they have no reason to budge on it. It's a damn good deal as it is. I'd ****** it up before someone else does.
Old 04-22-2014, 11:30 PM
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Originally Posted by Corvettelove
Gotta talk to my bank tomorrow to see what I got per approved for. How much does ur credit score affect the deal if at all? Mines 788
788 with 5 down should get you a preferred rate. Price seems good to me.
Old 04-23-2014, 01:14 AM
  #28  
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preferred rate?
Old 04-23-2014, 01:45 AM
  #29  
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Originally Posted by Corvettelove
Gotta talk to my bank tomorrow to see what I got per approved for. How much does ur credit score affect the deal if at all? Mines 788
That score should get you a very decent competitive rate. You can always check current rates for used cars online to ensure you are getting the best rate possible based on your score. Lenders will look at everything in your credit history to see if they can tag an additional quarter or half a point to the APR, more money for them, plus you bring cash for down payment. As long as you know the numbers and understand them, stick firm to the total prive you want to pay.
Old 04-23-2014, 02:36 PM
  #30  
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Originally Posted by Corvettelove
preferred rate?
Essentially the lowest rate available for borrowers with the least risk.

On a side note. People with good credit help those with lower scores. The dealership will tell the bank, if you want this good loan, you need to help out and take one of the riskier loans. It's quite a game when they bundle loans like that.
Old 04-23-2014, 09:34 PM
  #31  
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well sorta heard from the bank today, all I got today was told that I was getting the preferred rate at 3.1%. Have to call tomorrow for the loan amount
Old 04-23-2014, 09:40 PM
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Don't know what bank your dealing with but a credit score that you have a 3.1% is way to high, my parents just bought a GS as well and got 1.4% rate from credit union.
Plus that car is no longer listed, did you secure it?
Old 04-23-2014, 09:53 PM
  #33  
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the bank is usbank. I didn't secure the car but atleast I will know where to start to find another
Old 04-23-2014, 10:08 PM
  #34  
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Originally Posted by MGretz70
Don't know what bank your dealing with but a credit score that you have a 3.1% is way to high, my parents just bought a GS as well and got 1.4% rate from credit union.
Plus that car is no longer listed, did you secure it?
The rate is based on risk. Even with a good score, the bank may want to see a certain amount of disposable income to lower the rate. Other things that can cause rates to creep up on a high score would be too many revolving accounts, extending the loan beyond 60 months or years on the job. 3.1 is truly better than what most people end up with but a credit union should do better than us bank.
Old 04-23-2014, 10:12 PM
  #35  
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http://www.cars.com/go/search/detail...nal&listType=1

another possible option and closer to home. im doing it on 72 months with 1 car loan already( long story)
Old 04-24-2014, 01:35 AM
  #36  
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Originally Posted by MGretz70
Don't know what bank your dealing with but a credit score that you have a 3.1% is way to high, my parents just bought a GS as well and got 1.4% rate from credit union.
Plus that car is no longer listed, did you secure it?
rates vary for new or used car. if your parents bought new, that could be the case, if they bought used, they for a great rate.
Old 04-24-2014, 08:13 AM
  #37  
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Originally Posted by Conv_GSDriver
rates vary for new or used car. if your parents bought new, that could be the case, if they bought used, they for a great rate.
They bought used

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Old 04-24-2014, 08:18 AM
  #38  
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http://www.autotrader.com/cars-for-s...67167632&Log=0

Not far from you either!
Old 04-24-2014, 09:07 AM
  #39  
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Originally Posted by Corvettelove
http://www.cars.com/go/search/detail...nal&listType=1

another possible option and closer to home. im doing it on 72 months with 1 car loan already( long story)
I have and love Jet Stream blue, but a good friend of mine has an Inferno Orange Gs and it is a beautiful color. Really pops when its polished. Good looking car.
Old 04-24-2014, 12:05 PM
  #40  
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Originally Posted by Corvettelove
http://www.cars.com/go/search/detail...nal&listType=1

another possible option and closer to home. im doing it on 72 months with 1 car loan already( long story)
Take your time shopping, its part of the fun. There are thousands for sale at any given time, don't worry about missing one, another better one always comes up.


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