transparent top flew OFF
#21
Melting Slicks
Thread Starter
youre right - I wont be messing with fraud. was just kicking around ideas.
yes, it was definitely tinted blue.
yes, it was definitely tinted blue.
Originally Posted by DSOM Z51
They call that insurance fraud and you can go to jail for it.
You forgot to latch it. Used to happen over in the C5 section all the time. It can happen to anyone. Take your medicine and replace the top out of your own pocket.
Are you sure it was tinted blue? All of them are tinted black I believe.
You forgot to latch it. Used to happen over in the C5 section all the time. It can happen to anyone. Take your medicine and replace the top out of your own pocket.
Are you sure it was tinted blue? All of them are tinted black I believe.
#22
Team Owner
Originally Posted by vette-oholic
It just occured to me that I cant just buy any transparent top, right?
Mine was tinted blue. I though this was because I have LMB color, unless they are ALL tinted blue???
Mine was tinted blue. I though this was because I have LMB color, unless they are ALL tinted blue???
Here's a view from the inside.
#25
Originally Posted by Wayne O
I would be interested to know what the insurance company would say if you claimed this under 'full glass' coverage (let us know the results if you go that route).
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#26
Burning Brakes
the trans tops lookk black from the outside. Looking out from the inside they have a blue tint to them. Give Gene at Fred beans a yell. In my opinion this is not worth the insurance route.
#27
Originally Posted by coolcat
A new member of the FRC.
#28
Safety Car
Never file a claim for anything under $3k. They will get it back from you and more, and if you do have an accident that was your fault there will be less of a chance that they drop you.
Here are some reasons why my insurance went up beleive it or not.
1.Did not bring a garaged race car through emissions....ticket (it was easier for me to pay the $100 fine, so I thought).
2. cracked windsheild on a work truck....ticket (it was easier for me to pay the $100 fine, so I thought).
OBTW, your roof was not latched.
3. Here is the kicker, Someone strung out on Heroin merging onto an empty highway (just me and them) at 3am comes across 2 lanes and hits me. $5k damage to my car $3k in personal injury (had to be on light duty for 3 weeks, 2 months of Chiro and I stopped going because it was a joke). They told me my insurance went up because I filed a claim and I did not go through my insurance co. at all. I just sued her insurance.
They will raise your rates at the drop of a hat for ANY reason they can, your fault or not. In my book they are as much a scumbag as the guy committing insurance fraud against them.
Here are some reasons why my insurance went up beleive it or not.
1.Did not bring a garaged race car through emissions....ticket (it was easier for me to pay the $100 fine, so I thought).
2. cracked windsheild on a work truck....ticket (it was easier for me to pay the $100 fine, so I thought).
OBTW, your roof was not latched.
3. Here is the kicker, Someone strung out on Heroin merging onto an empty highway (just me and them) at 3am comes across 2 lanes and hits me. $5k damage to my car $3k in personal injury (had to be on light duty for 3 weeks, 2 months of Chiro and I stopped going because it was a joke). They told me my insurance went up because I filed a claim and I did not go through my insurance co. at all. I just sued her insurance.
They will raise your rates at the drop of a hat for ANY reason they can, your fault or not. In my book they are as much a scumbag as the guy committing insurance fraud against them.
#29
Race Director
Originally Posted by TrackNoob
Wel,, not to be a stickler (goodness knows I don't want to spark the old DBS debate all over on this one ), but I'd say he is a member of the URC - Unlatched Roof Club, since IIRC, the term FRC (flying roof club) was coined specifically for those whose panels went flying with no notice due to bonding failure.
Last edited by BigJoe; 08-20-2006 at 12:26 PM.
#30
Melting Slicks
Thread Starter
Thanks everyone for the advice. Looks like I can a top for under 1k in perfect shape. Im a little worried about being scammed. Whats the best way to handle the payment, since most likely it will need to be shipped. and will not be from a real vendor.
#31
Race Director
Originally Posted by vette-oholic
Thanks everyone for the advice. Looks like I can a top for under 1k in perfect shape. Im a little worried about being scammed. Whats the best way to handle the payment, since most likely it will need to be shipped. and will not be from a real vendor.
#32
Burning Brakes
Member Since: Jul 2004
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Originally Posted by WEF's 95
With my luck, that's when the rain would start.
#33
Originally Posted by BigJoe
FRC (flying roof club) was coined here waaay before the C6 existed. At least as early as the C5 when folks forgot to latch the top.
Thanks for the history! I sit corrected!
#34
Melting Slicks
Paul
I think this is a glass claim and the comp deductible will apply, if any. Headlites, Taillites, whether glass or plastic, are commonly paid under comp coverage. Its your choice as to if you turn it in or eat it yourself. Did you know that if you have a car, and lets say it gets rolled, and all the glass gets broken and all you are carrying is comp coverage, Even tho its a collision you can still claim all your glass and plastic under comp coverage. Also, just how long had the top been in place before this happened. If this was the first time you drove the car after putting the top back in place then you probably just forgot to latch it. If you had been driving several days since the top was put back in place, then something might be wrong with something in the roof area. Good Luck with whatever you decide to do...
#35
Originally Posted by GN1270
Never file a claim for anything under $3k. They will get it back from you and more, and if you do have an accident that was your fault there will be less of a chance that they drop you.
Here are some reasons why my insurance went up beleive it or not.
1.Did not bring a garaged race car through emissions....ticket (it was easier for me to pay the $100 fine, so I thought).
2. cracked windsheild on a work truck....ticket (it was easier for me to pay the $100 fine, so I thought).
OBTW, your roof was not latched.
3. Here is the kicker, Someone strung out on Heroin merging onto an empty highway (just me and them) at 3am comes across 2 lanes and hits me. $5k damage to my car $3k in personal injury (had to be on light duty for 3 weeks, 2 months of Chiro and I stopped going because it was a joke). They told me my insurance went up because I filed a claim and I did not go through my insurance co. at all. I just sued her insurance.
They will raise your rates at the drop of a hat for ANY reason they can, your fault or not. In my book they are as much a scumbag as the guy committing insurance fraud against them.
Here are some reasons why my insurance went up beleive it or not.
1.Did not bring a garaged race car through emissions....ticket (it was easier for me to pay the $100 fine, so I thought).
2. cracked windsheild on a work truck....ticket (it was easier for me to pay the $100 fine, so I thought).
OBTW, your roof was not latched.
3. Here is the kicker, Someone strung out on Heroin merging onto an empty highway (just me and them) at 3am comes across 2 lanes and hits me. $5k damage to my car $3k in personal injury (had to be on light duty for 3 weeks, 2 months of Chiro and I stopped going because it was a joke). They told me my insurance went up because I filed a claim and I did not go through my insurance co. at all. I just sued her insurance.
They will raise your rates at the drop of a hat for ANY reason they can, your fault or not. In my book they are as much a scumbag as the guy committing insurance fraud against them.
If you are found to have done anything they unilaterally decide makes you a greater risk ( like having someone on dope hit you though absolutely no fault of yours ) then your rates go up.
Sounds like ( IMO ) insurance companies like you just fine so long as you file NO claims. As soon as you are so bold to actually 'use' the insurance you have been overpaying for they hit the ceiling.
The whole industry seems like organized extortion to me. The law says you need this such and such insurance or you cannot drive etc. Except if you are an illegal alien you don't have to have insurance ( but the State of Oregon will be happy to give you a drivers license ).
venting over. there is no fighting this collusion between government and private industry to pick our pockets. IMO all.
#36
Burning Brakes
Originally Posted by vette-oholic
It just occured to me that I cant just buy any transparent top, right?
Mine was tinted blue. I though this was because I have LMB color, unless they are ALL tinted blue???
Mine was tinted blue. I though this was because I have LMB color, unless they are ALL tinted blue???
Sorry about that!
#37
Melting Slicks
Member Since: Apr 2006
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St. Jude Donor '03-'04-'05-'06-'07-'08-'09
Originally Posted by vette-oholic
i was driving down the highway and my TRANSPARENT top flew off. the entire thing. as far as i know, all the latches were locked, so im not sure what to say. im sorta in shock. i drove back and i found the top in 100 pieces. the only thing that makes me feel better is that i know that nobody was hurt. i guess i need to call my insurance company now. my insurance is in new york, but i was visiting NJ for the weekend. i gues that shouldnt matter. do you foresee any issues with insurance? any similar stories? Do you think that my insurance will go up to the point that i shouldnt claim it?
#38
Team Owner
Member Since: Sep 2005
Location: Big Bend Country, TX
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St. Jude Donor '06-'07-'08-'09-'10-'11-'12-'13-'14-'15- '16-'17-‘18-‘19-'20-'21
NCM Lifetime Member
Just replace it out of pocket. 5 yrs ago I asked about getting a damaged rim replaced. That still shows on State Farms records even though I paid for the rim replacement out of pocket. It's not worth the increase in your ins costs.
#39
Originally Posted by OregonC6
The whole industry seems like organized extortion to me. The law says you need this such and such insurance or you cannot drive etc. Except if you are an illegal alien you don't have to have insurance ( but the State of Oregon will be happy to give you a drivers license ).
venting over. there is no fighting this collusion between government and private industry to pick our pockets. IMO all.
venting over. there is no fighting this collusion between government and private industry to pick our pockets. IMO all.
This idea will never fly, of course, because lawyers would hate it, insurance companies couldn't profit from gouging, and sue happy Americans would be disgruntled that they couldn't hit the lottery by having an accident.
#40
Le Mans Master
Member Since: Dec 2005
Location: North Western Connecticut
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Originally Posted by 4 MY EGO
Just replace it out of pocket. 5 yrs ago I asked about getting a damaged rim replaced. That still shows on State Farms records even though I paid for the rim replacement out of pocket. It's not worth the increase in your ins costs.