First accident
#1
Instructor
Thread Starter
First accident
Well I went and had a new battery installed, and on the way back home a guy in a pick up pulls a u turn from a parking position ... crosses in front of me. I had no time to stop before hitting him. He was pretty nice and admitted to me and the cops that he pulled an illegal u turn.
Cop asked me if I wanted a ticket issued,,,, I said no. Hope that was not a mistake, but the other driver was very apologetic and copped to responsibility. He also had the same insurance company as me.
the front facia is cracked in several places, and the signal light lens looks cracked.
Not happy but no one was hurt.now gotta find a good shop. thinking of using the Chevy Dealer. I have had good luck in the past using dealers for body work.
Cop asked me if I wanted a ticket issued,,,, I said no. Hope that was not a mistake, but the other driver was very apologetic and copped to responsibility. He also had the same insurance company as me.
the front facia is cracked in several places, and the signal light lens looks cracked.
Not happy but no one was hurt.now gotta find a good shop. thinking of using the Chevy Dealer. I have had good luck in the past using dealers for body work.
#3
Safety Car
Well, in a lot of instances it doe matter what a witness says or what the officer writes, but in this instance the location of the damage on both vehicles makes it pretty clear what happened. I wouldnt worry about it.
#4
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Good luck with the guys insurance company and the fix.
#6
Burning Brakes
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Had someone hit me in the Silvy a couple years back and they took off. Had to chase 'em down. Turned out to be a scared 16yr old girl, so when the sheriff asked if I wanted to press charges on hit and run I refused to add insult to injury. She admitted fault to me and the sheriff. So all was good. NOT!!!
Turned out she changed her story for her insurance company so with no witnesses the whole thing had to go to arbitration.
Since the officer made no mention of a hit and run in his report, My insurance company had me write up an attachment to the conflicting report and take it to the sheriff station where they were none too pleased with my add on report. Seems that possibly the reporting officer was probably suppose to make mention of the offense and chose to leave it out. At least this was my assessment since the two officers at the station were borderline on attaching it to the initial report.
To my favor, since in the report the girl initially admitted fault, my insurance company said it would be cut and dry in arbitration and they waived my deductible. But this is one example of how s*#t happens.
Never did do a follow up to see how it all ended, but whatever the outcome that thing called karma will come back to haunt ya.
Turned out she changed her story for her insurance company so with no witnesses the whole thing had to go to arbitration.
Since the officer made no mention of a hit and run in his report, My insurance company had me write up an attachment to the conflicting report and take it to the sheriff station where they were none too pleased with my add on report. Seems that possibly the reporting officer was probably suppose to make mention of the offense and chose to leave it out. At least this was my assessment since the two officers at the station were borderline on attaching it to the initial report.
To my favor, since in the report the girl initially admitted fault, my insurance company said it would be cut and dry in arbitration and they waived my deductible. But this is one example of how s*#t happens.
Never did do a follow up to see how it all ended, but whatever the outcome that thing called karma will come back to haunt ya.
#7
Melting Slicks
I know you didn't want to be a bad guy but if a ticket is issued then the insurance Co. can determine percent of fault for each driver and that is what they base the rates on your policy when they determine your next policy premium.
#8
Instructor
Thread Starter
The other driver did admit to the police officer. In addition he has the same insurance company as I do.
Maybe I should have had the ticket, but I am relying on the police report documenting the guys admission. There will be a report.
Worst case is I have to pay my deductible.
Sometimes you just have to trust your feelings about others.
This was not a kid, but an adult not much younger than me.
Maybe I should have had the ticket, but I am relying on the police report documenting the guys admission. There will be a report.
Worst case is I have to pay my deductible.
Sometimes you just have to trust your feelings about others.
This was not a kid, but an adult not much younger than me.
#9
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I probably would have had the LEO issue a ticket - but that would just be to cover my butt in case any questions arose later.
#10
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Sorry for the ACCIDENT. I am still having this problem of in the faulted states, mostly southern, everyone thinks that tickets should be issued.
That's why accidents are called accidents, someone who admits that they are wrong gets the insurance hit, in most cases the officer determines who was at fault.
Believe me it doesn't get the car fixed any sooner. The accident report has a spot on it for whose fault it is. It is up to you to actually read the accident report before you accept it and if it doesn't have all the facts, then you have the right to an correct one. There are some states that treat a ticket as an actual crime, which also make no sense to me. But get a ticket and now you have a criminal record.
Just My 2 Cents.
That's why accidents are called accidents, someone who admits that they are wrong gets the insurance hit, in most cases the officer determines who was at fault.
Believe me it doesn't get the car fixed any sooner. The accident report has a spot on it for whose fault it is. It is up to you to actually read the accident report before you accept it and if it doesn't have all the facts, then you have the right to an correct one. There are some states that treat a ticket as an actual crime, which also make no sense to me. But get a ticket and now you have a criminal record.
Just My 2 Cents.
Last edited by Jewjenk; 04-29-2012 at 10:44 PM.
#11
Drifting
Seems strange to me that a cop would ask someone if he should write a ticket. Are they not suposed to know these things? Way back when I was still a teen, I was in an accident that was my fault. Cop sent me a ticket and I don't remember him asking anyone. Heck, he never even mentioned it. It just showed up in the mail.
#12
Pro
Seems strange to me that a cop would ask someone if he should write a ticket. Are they not suposed to know these things? Way back when I was still a teen, I was in an accident that was my fault. Cop sent me a ticket and I don't remember him asking anyone. Heck, he never even mentioned it. It just showed up in the mail.
#13
Le Mans Master
There are better places to live free...than under oppressive regimes.
But you should have had a ticket issued, I have been run into by a 16yr old girl talking on her cell phone and even tried lying her way out of it waiting on Daddy to rescue her from the big ole bad policeman and me. She didn't even comprehend why she was being bothered by all the hassle of it all. Sorry for the rant...it just gets my goat about how mindless people are today.
#14
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Didn't realize there were any states left that gave that much attention to Due Process. Would be a great place to live (where you were actually considered innocent until proven guilty in a court of law).
Last edited by TNX ZORA; 04-30-2012 at 10:06 AM.
#15
Drifting
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Why are you having to pay a deductible? It was the other guy's fault. He should be paying for both. I've never paid a deductible for any wreck where I was not at fault. Is it different in other States?
#16
Instructor
Thread Starter
follow up
The police officer did not see the accident. When he arrived, he saw there was no drama or contentiousness. Guess he did not want to add or create any. It is after all a somewhat small town.
As for deductible, I said worst case scenario, where the other driver decided to lie. My adjuster said as long as the report quotes the other driver and or he admits to his adjuster (remember same insurance co.) then I would not be paying deductible.
already went to a body shop in the area that the ins. recommended. Well known with good rep. Told me they would replace and paint the front bumper. When the part comes in they will call. would take a few days.
Said that they would only blend in hood etc. as needed.
well we'll see. As upset as I was, my wife had the right attitude...
"you knew this was possible because you were going to drive it and not keep it in a garage. Get over it, get it fixed and enjoy it!!!"
She is right ... of course..... feel better already now that I know where and about when it will be repaired.
Thought did occur to me that if I knew how to do the work I could put a custom front on....... uh oh... I feel the force .........
As for deductible, I said worst case scenario, where the other driver decided to lie. My adjuster said as long as the report quotes the other driver and or he admits to his adjuster (remember same insurance co.) then I would not be paying deductible.
already went to a body shop in the area that the ins. recommended. Well known with good rep. Told me they would replace and paint the front bumper. When the part comes in they will call. would take a few days.
Said that they would only blend in hood etc. as needed.
well we'll see. As upset as I was, my wife had the right attitude...
"you knew this was possible because you were going to drive it and not keep it in a garage. Get over it, get it fixed and enjoy it!!!"
She is right ... of course..... feel better already now that I know where and about when it will be repaired.
Thought did occur to me that if I knew how to do the work I could put a custom front on....... uh oh... I feel the force .........
#18
Melting Slicks
The other driver did admit to the police officer. In addition he has the same insurance company as I do.
Maybe I should have had the ticket, but I am relying on the police report documenting the guys admission. There will be a report.
Worst case is I have to pay my deductible.
Sometimes you just have to trust your feelings about others.
This was not a kid, but an adult not much younger than me.
Maybe I should have had the ticket, but I am relying on the police report documenting the guys admission. There will be a report.
Worst case is I have to pay my deductible.
Sometimes you just have to trust your feelings about others.
This was not a kid, but an adult not much younger than me.
#19
Safety Car
People are going back and forth about the ticket, doesnt make much sense to me IMO.
The accident did not occur at an intersection.
One car has front end damage.
One car has direct side damage.
No matter what anyone says, no matter what citations were or weren't issued:
How can that be anything other than an improper U-Turn or failure to yield when entering the roadway?
The accident did not occur at an intersection.
One car has front end damage.
One car has direct side damage.
No matter what anyone says, no matter what citations were or weren't issued:
How can that be anything other than an improper U-Turn or failure to yield when entering the roadway?
#20
Instructor
Thread Starter
End Story
I did not want to leave readers without an ending to my story so....
Police report documented other driver taking responsibility for accident. I got the front replaced painted etc along with new passenger side turn signal. No cost to me at all.... Repair was done nicely, in fact the seam between bumper and fenders is better than it was.
Only issue was that the signal bulb on the drivers side seemed very dim compared to the new light. So once again this forum assisted me. I researched how to replace the signal bulb, and chose what I though would be the easiest for me, going through the front by moving the large tube that channels air to the brake. I do have skinny hands and arms, so the replacement took all of ten minutes. This forum is great!!!!
Police report documented other driver taking responsibility for accident. I got the front replaced painted etc along with new passenger side turn signal. No cost to me at all.... Repair was done nicely, in fact the seam between bumper and fenders is better than it was.
Only issue was that the signal bulb on the drivers side seemed very dim compared to the new light. So once again this forum assisted me. I researched how to replace the signal bulb, and chose what I though would be the easiest for me, going through the front by moving the large tube that channels air to the brake. I do have skinny hands and arms, so the replacement took all of ten minutes. This forum is great!!!!