how are some of you guys...
#1
Burning Brakes
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Member Since: Sep 2008
Location: Los Angeles CA
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how are some of you guys...
...paying $200-$500 a year for full coverage insurance on your vette? seriously, what does that insure? your doors and wheels? ive been hearing "grundy insurance" left and right, so any input or advice is much appreciated! thanks!!
David
David
#2
Team Owner
Member Since: Mar 2004
Location: Oklahoma City OK
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C6 of Year Finalist (appearance mods) 2019
I use State Farm and pay less than $700.00. So I'd like to know too.
#7
Race Director
I am not sure I understand your ? , but, I have two boats, four cars including the vette, the house, etc. with the same company so I have replacement insurance on all! The vette is a little over 450 but is replacement for the car, not just the wheels
#8
Race Director
Member Since: Apr 2007
Location: Ideals are peaceful...History is violent...St.Charles, MO.
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2020 Corvette of the Year Finalist (appearance mods)
C5 of Year Winner (appearance mods) 2019
St. Jude Donor '08-'09-'12-'13-'14-'15-'16-'17-'18-'19-'20-'21-'22
I have USAA and I can say what helps them keep their prices so low is the number of members they have.
A few years ago I went to American Family to get a quote for the 'Vette and they wanted $170 a month.
What I pay through USAA for a '99 S10 ZR-2,'00 Corvette,and
my S/O's '01 Prizm is $135 and change
Of course being 40 with a clear record helps to.
If you have any Military affliation or a dependent of one give them
call.I know over the past months they've relaxed some of the restrictions to become a member.The worst they can say is no.
Good Luck
USAA 1-800-531-8111
A few years ago I went to American Family to get a quote for the 'Vette and they wanted $170 a month.
What I pay through USAA for a '99 S10 ZR-2,'00 Corvette,and
my S/O's '01 Prizm is $135 and change
Of course being 40 with a clear record helps to.
If you have any Military affliation or a dependent of one give them
call.I know over the past months they've relaxed some of the restrictions to become a member.The worst they can say is no.
Good Luck
USAA 1-800-531-8111
#10
Drifting
Member Since: Jan 2008
Location: Cambridge Illinois
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I have Grundy collector car insurance on an 08 C6, 05 Honda S2000 and an 02 C5. 100K liab., zero deductable on the comp and collision and full price of the vehicle for as long as I own it. No depreciation at all. No mileage limits. However, I only do about 1.5K each year on them. You may also have the value increase 4 % each year for a few bucks per car more.
All three for 12 months is under $800.
They require a written agreement on how you will use the car. Type of building were stored and photos of everything. They also need a copy of you regular insurance and photo of your daily driver.
I am thinking of adding my four motorcycles and the Service truck to pull the enclosed trailer to haul them in.
All three for 12 months is under $800.
They require a written agreement on how you will use the car. Type of building were stored and photos of everything. They also need a copy of you regular insurance and photo of your daily driver.
I am thinking of adding my four motorcycles and the Service truck to pull the enclosed trailer to haul them in.
#11
Pro
Member Since: Aug 2005
Location: Virginia Beach VA...originally Burtonsville, MD
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Geez. Paying that little would be nice. I pay a little over 2 grand a year for my '04 Z and my '02 pathfinder. Being 23 with a couple of marks on the record doesnt exactly help
Jim
Jim
#12
Melting Slicks
I pay $900 every 6 months for full coverage on my Z and my wifes ZX2. Thats also with renters insurance and a bit of life... Its not to bad. USAA takes care of us when things happen. My Z got backed into in July. It was fixed within 3 weeks. When the shop got the new fender it took 3 days of work to fix!! $1200 in damage I paid nothing!!
#15
Team Owner
#17
Race Director
I have USAA and I can say what helps them keep their prices so low is the number of members they have.
A few years ago I went to American Family to get a quote for the 'Vette and they wanted $170 a month.
What I pay through USAA for a '99 S10 ZR-2,'00 Corvette,and
my S/O's '01 Prizm is $135 and change
Of course being 40 with a clear record helps to.
If you have any Military affliation or a dependent of one give them
call.I know over the past months they've relaxed some of the restrictions to become a member.The worst they can say is no.
Good Luck
USAA 1-800-531-8111
A few years ago I went to American Family to get a quote for the 'Vette and they wanted $170 a month.
What I pay through USAA for a '99 S10 ZR-2,'00 Corvette,and
my S/O's '01 Prizm is $135 and change
Of course being 40 with a clear record helps to.
If you have any Military affliation or a dependent of one give them
call.I know over the past months they've relaxed some of the restrictions to become a member.The worst they can say is no.
Good Luck
USAA 1-800-531-8111
#18
Melting Slicks
Member Since: Dec 2002
Location: Dayton Area Ohio
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St. Jude Donor '08
The biggest thing to save money on insurance is the deductable.
I have Nationwide and pay $5??.00 but carry a $1000 deductable on collision and comprehensive.
You carry up to $2000 I think on financed cars depending on loan balance.
Can guarantee all info to be 100% correct
I have Nationwide and pay $5??.00 but carry a $1000 deductable on collision and comprehensive.
You carry up to $2000 I think on financed cars depending on loan balance.
Can guarantee all info to be 100% correct
#19
Race Director
It has to do with how old you are and your driving record.Along with the make and year of a car,I pay $450.00 yearly have never had a wreck or ticket and 57 years old.
#20
Melting Slicks
Member Since: Nov 2007
Location: NW Arkansas
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St. Jude Donor '08-'09
bingo
been with State Farm for 40+ years and this is the only major claim I've had. it was one year old, $952. forced off the road be a drunk driver, a tree stopped my foward progress.
insurance for the Vette runs a little less that $600 a year. both the wife and I have squeeky clean records