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Insurance on my '88 & '89?

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Old 06-22-2019, 06:52 PM
  #21  
3798j
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Check with Grundy. Agreed value coverage and pretty easy requirements...from their web site:

How Can I Use My Car?

Grundy wants you to enjoy your car, not keep track of mileage like some programs with limitations. Therefore, we give you unlimited miles for pleasure driving and in collector car-oriented activities. It is even OK if occasionally you drive your collector car to work to show it off to friends. However, your collector car must not be used as a daily driver. We require you and all licensed drivers in your household to have a modern car for everyday use.

When you have your car at home, it must be kept in an enclosed, secure garage when not in use. If you are away from home on extended outings your car is fully protected if you must park it outside, for example in a hotel parking lot. Grundy coverage includes Trip Interruption that reimburses you for hotel and repair costs in the event of a breakdown, and we also reimburse you for towing and labor charges up to $250. You can count on Grundy as you cruise.
Old 06-22-2019, 07:20 PM
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turbobuick33
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Besides Haggerty, are there any other insurance companies for classics?
Old 06-23-2019, 08:34 AM
  #23  
cdm747
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National Corvette Museum Insurance - Adam Boca is rep and he is great to work with. They will insure other classic cars besides Vettes.
Old 06-23-2019, 01:47 PM
  #24  
auggy
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NCM is good and inexpensive. Declared value, mileage estimate, and must be in a garage.
Old 06-23-2019, 03:55 PM
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cv67
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Originally Posted by cdm747
National Corvette Museum Insurance - Adam Boca is rep and he is great to work with. They will insure other classic cars besides Vettes.
x2 going on yr 5 with adam, saved me big on my personal cars too. Hagerty is $$$....if yours is modded sit down for your quote .
Old 06-24-2019, 09:48 AM
  #26  
Adam Boca
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Thanks all! We are available in all states, except, NC, NY, MA, ND, HI, AK. Sorry 65Z01!
Old 06-24-2019, 11:13 AM
  #27  
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Originally Posted by bac22
I emailed them and got the following:



Maybe the policy you were looking at had the restriction.
Then they've changed their policies since I went with NCM 6 years ago. Neither them or Grundy would let me drive the car to work a couple days a week.
Old 06-24-2019, 11:16 AM
  #28  
65Z01
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Figures...good ole NY; thanks for the heads up Adam.
Old 06-24-2019, 11:26 AM
  #29  
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I asked that question specifically about driving to work a couple of days and was told that is not a problem at all. Been with them for 2 years now. I may only actually drive it 1 or 2 days a month to my office.
Old 06-24-2019, 11:29 AM
  #30  
bac22
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Originally Posted by auggy
NCM is good and inexpensive. Declared value, mileage estimate, and must be in a garage.
The garage part requirement is silly, not everyone can garage, that was why I went with Hagarty.
Old 06-24-2019, 01:24 PM
  #31  
65Z01
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Since I'm retired and no longer do long trips mileage estimate was not an issue.
I've had the '88 for 6yrs, bought it with ~55k and doubt that it's rolled into the 60k range yet.
Haven't had accidents nor even a ticket in ages, so should be clear in that area.

I've summarized & printed the pricing & coverage details of my current policy, now I need contact a Hagarty rep. to get a formal quote.
Old 06-27-2019, 03:28 PM
  #32  
65Z01
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Damn, rejected by Hagerty due to "lot parking" situation with both cars and they don't do liability only insurance...
Old 06-27-2019, 03:43 PM
  #33  
Steves LS6
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Originally Posted by 65Z01
I just got a quote from Haggarty's for <1/2 what I'm currently paying.
Though I'm sure it will go up if I pursue and tweak some of the coverages, It's very tempting.

So, what experience have you guys had with Haggarty's, if any?
I have Hagerty it is half the cost of what I paid with my regular insurance company for my Camaro. I never used it so I cannot tell you how the claims process is with them. I do know that they are agreed value and require a daily driver to qualify for the classic car insurance. I have had it for a couple of years and there was not a rate increase the time I have had it.



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