clay69

Hi all been a while for me posting..
Need a favor going retire (24 march)
Looking to get a place in Florida I been looking on the internet for a place maybe water front canal, lake area.
What's a good area in Florida anyone know?
Not a mansion or anything just a nice smaller house $50,000 $125,000 price range. near or on the water ocean lake canal in a area you don't have to carry a gun.. P.S. No like old folks communities where they have a zillion restrictions.
thanks all the places I have seen area wise is Ft Myers area Punta Gorda in that area

MY93TOY

If you find something in that price range please let me know and I'll buy two. Prices like that are long gone in Florida.

runner140*

Clay, I been in Florida for many years...the limits you set ($50000.-125000. -- no old people -- on or near water and no crime) are not realistic. If they exist, you wouldn't want to live there.

Water and starting at $400,000. are more reality. (even in the center of the state....ie. Sebring/Mt Dora).

Good luck with your search. Get back to us and let us know how you did.

arizonaames269

Not at all true. Look in the Putnam county area near Palatka. Problem with Florida though is you will probably not be able to afford insurance on the home.

clay69

Ok let me ask this a nice area of Florida with reasonable housing and low crime?

jwalters

I hope you are good with math. By factoring what you are looking for by 2 (125,000 X 125,000) you will find a very nice small home (<1200 sqft) on a swampy unnavigable inlet, muddy bayou, or immersed in reeds.

Average home which needs work, from about 30 miles north of Tallahassee, over the rest of the states expanse will run you about 300K minimum. This is of course landlocked with nearest water 50 miles away. Withnin 5 miles of water expect 750K - within one mile of water expect 1.7 million. Waterfront anywhere? 2.5~5.5 million on average starting price.

Over the last few years, Florida has made a real push to not allow entry to any one, or, couple which earns less than 500K annually. If you do not have acces to at least 125K a year during your retirement, you will not be happy here. The local governments are also pushing for a complete removal of manufactured home parks and a big reduction in RV parks. They did this to slow the rate of progression of infedels, er, canadians and the like

jwalters

Good point, also, I do not know of any housing area which is not totally driven by an HOA - you are going to get massive restrictions either way (HOA -or- local gov't codes)

I have a bud who lives in Ft Lauderdale. He got a $50.00 fine because one (1) weed popped up in his yard while away at work...

I used to live in Davie - Got real tired of the rat race after only 4 years..

clay69

128 Basin DR
PALATKA, FL 32177
MLS ID# 405567

$110,000
3 Bed, 2 Bath, 1,556 Sq. Ft.

http://www.realtor.com/map/search/li...&srcnt=278#Map

Vette Gator

I'm in Gainesville, which isn't too far from Palatka. There are lots of small lakes in this area of Florida, so if that would work for you, this might not be a bad place to check out. Gainesville itself is probably not the best choice for prices, but you might find what you're looking for in the general area.

clay69

Yes thats what I'm looking for not on the water per say but close to the water near a lake or river..
my only this the area It all looks good on the internet but my thing is what is the area like you know do I need to carry a gun when I go get the mail...

arizonaames269

You can get a nice place on a lake for 100k to 150k in Interlachen which is about 20 miles west of Palatka (between Palatka and Gainsville where there is a VA hospital that is the best in the world). These folks here live on the west coast of FL where prices and attitudes are out of sight. You will find food, gas, and commodity prices higher on the west coast as well. Interlachen is made up of original Floridians so come as your self and do not put on airs or you will not be accepted.

clay69

Thanks that what I'm talking about thanks so much.......
I'll take a mobile home a prefab house I'm not picky I just need the information from someone who know as far as the area .. a honest person that has been there and knows not a agent who will tell you anything..

MK 82

I am retiring and leaving Florida. I will cash out about 600K in equity and go somewhere where my dollar buys something, insurance is affordable, and they don't have 120 KT winds.

rich653

Clay, I'm a licensed realtor in Pasco County Fl, New Port Richey and surrounding area, a house in that price range near the water, is possible, If you would like to look at this area I can set you up on "Listingbook" which is a tool that will allow you to search this area and see what's available. Let me know if your interested. PM me with your e-mail address and I can hook you up and give you more info. Rich :cheers Oh by the way you might get more reliable info from a professional you never know!

clay69

I sent you a PM
Clayton

pls4490

There's a house just up the street from me, on a canal, 80'x125', new roof (after the hurricanes), with a pool (screened) and a little fishing dock for listing for $175,000.
Sebastian - @ the inlet - nice area.

staugur

Hi Clayton.OK I'm going to be nice and not comment on the needed income to live in Florida It sounds like you need a passport to get in The west coast is a lot cheaper than the east as long as you stay north of Ft Myers and south of Sarasota.Also(except for Charley)a much better bet of dodging hurricanes.The Port Charlotte/Punta Gorda area is virtually zero crime.I own about 40 guns and never carry unless I'm going to a SASS shoot.My buddy is a builder and has new 1500 sqft 3/2/2 homes including lot price starting at $149.000.Insurance is around $750.00.The builders are dropping like flies and there are some real bargains out there.Just around the corner from me is a 3/2/2,2200 under air,finished except for cabinets and exterior paint for $119,000.I bet a cash offer would get it lower.If you want something cheaper I have a 1/1.5 condo just totally refurbished after the hurricanes(only took 4 years) that I would take $55,000 for.If you want to move here you could not have picked a better time.Florida is in total recession and there are so many bargains to be had.Come and join the fun

clay69

Thanks.....

robertt43

I moved to Florida in 95' after retiring from GM in Detroit....Started in Sebastian,on the East coast.....Had a 73 at the time....Then moved to Satellite Beach,a condo near the Cape....Had a 98 then......BIG MISTAKE.....Maintence fees and INSURANCE,plus SPECIAL ASSESMENTS drove me out in two years....then to Cocoa,in a 55 Park,which was really nice.....Another 98 because the first was stolen from the DEALERSHIP WHEN IN FOR REPAIRS (JIM SCREW"EM RATHMAN)IN MELBOURNE .....NOT entirelly TRUE about the "OLD" people,they love cars as mutch as anyone)....liked it a lot....Wished I was still there.....Check out OLD TOWN,on a Sat Night,near Orlando,youll love it.....Then I left after 10yrs to go to AZ.......Every city has its good and bad......Good Luck and beware of the REAL ESTATES.....Look for your own deal thru HELP U SELL....

clay69

Thanks..