copter

I am buying a 82 CE with 35,000 miles.The car is posted on this site in the for sale area.I'll try to find it and put it ttt.The car is in the Tampa area and I have been trying to get to it for the last month but we all know how the weather has been.Anyway my question is what kind of ins. do you all have.I know about the places that insure classic cars(Haggerty,ect)What is the best one?Even though I won't be driving it everday I will drive it quite a bit so I don't want any restrictions on how many miles I can drive.

COMMANDER370

I have American Hobbyist.I do not think you will find a classic insurance that does not have a mileage restriction, that is the purpose of it being considered a classic(not a daily driver).I have had my insurace since the middle of July and still not have put the 1st mile on the car as i am still working on it. had to have proof of insurance to get license plate. car had not been driven for the last 12 years

Karfever

I use American Collectors. I have a 30K agreed value and it cost me about 300 per year.

2TONE82

Congrats on your soon to be made purchase.

You may find that you will receive very few replies on this topic because a couple of guys got burned by their insurance companies. The companies apparently read their post on this site and decided to drop them as clients due to what they said....happened about three or four months ago....might find some stuff in the archives.

I used AON collector car insurance. Agreed upon value of 15K cost me $101 bucks a year. They have some restrictions with driving the car but not as bad as some of the other collector car insurance companies.

This company may not work for you as you have to show that the car is NOT your only car; you drive it occasionally but not all the time. MY '82 is my "Friday if it's not raining car".

copter

I have three other cars that I drive thats why I don't need to drive it everyday but as we all know if you don't drive them they fall apart.Thanks for the replays.I didn't know we had insurance spies look in here

Brettmc

I've got State Farm Classic insurance...agreed value of 15k for about $320/year...no restrictions whatsoever.

Brett

copter

Thanks Brett,I'll check into state farm.They insure my house.

c3vettelover

I also have AON (only recently) and chose them because they do not have any annual milage restrictions. They required proof of a insured daily driver other than your Vette and that it sleeps in a locked garage when not in use. Insurance for my 78 was agreed on at $9K and runs about $170 a year (lower normally, but the engine mods drove it up about $70). Obviously I haven't had and claims with them so I can't speak of that. And honestly I hope I never do.

ettev

Wow! That's high! I have my '70 on a State Farm Collectors Policy with stated amount replacement of $26K and it's costing me $128 per year. I do have a Pennsylvania antique plate on it which comes with some limitations.

JBR

JC Taylor both cars $15000. both agreed apon valve. 4000 mi. max on each. The 75 vert is $128.00/yr the 78 modified is $320.00/yr.

73ragtop

Hagerty. $28,500 agreed value. Kept in a locked garage; must show proof of insurance for other cars equal to number of other drivers in household. $226 per year.

Silver72

Does anyone know of a insurance company that will insure a car that is not kept in a locked garage?

JBR

JC Taylor all they needed to know was the type of construstion the garage was. Locked or not locked was not mentioned.